Mr. Hatch's clients may maintain investment accounts at JMFG. Clients will pay an asset-based fee on a quarterly basis for advisory accounts, as described in the JMWM brochure. For brokerage accounts, clients pay commissions per transaction. JMWM and Mr. Hatch may receive 12b-1 fees and a finder's fee of up to 1% on new purchases of certain mutual fund investments when a client’s total holdings in a specific mutual fund family equal or exceed $1 million. Advisory fees are subject to negotiation.