Firm Information

Compensation
Commission-BasedFee-Only (AUM)Fixed/Hourly
Number of Advisors
3845 advisors
Number of Clients
323,031 clients
Average Client Portfolio
$317K average
Assets Under Management
$102.4B

Fee Structure

This firm offers financial planning, financial wellness, and investment management services. Fees vary depending on the service and platform used. Contact the firm for specific fee information, as fees can vary based on the Financial Professional and client location. The firm does not specify AUM fee tiers in this brochure.

Areas of Practice
Financial Planning & CoachingRetirement PlanningEstate PlanningEducation PlanningDivorce PlanningSpecial Needs PlanningInvestment Management
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Advisor Information

Office location

3300 Battlegroung Ave., Suite 400, Greensboro, NC, 27410

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Regulatory History
Clean regulatory record

No disclosures, customer disputes, or regulatory actions on file.

Disclosures include customer complaints, regulatory actions, and other events that advisors must report to the SEC. A clean record means none have been reported.

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Other Business Activities

Joseph works for MPAY Inc. selling retirement plan services and as an advisory representative of a RIA, CIRA. These activities are investment-related and take up nearly all of Joseph's time.

Employment History
Current Registrations
Cambridge Investment Research, INC.Broker
January 2025 - Present · 1 yr
Cambridge Investment Research Advisors, INC.
January 2025 - Present · 1 yr
Intercarolina Financial Services, INC. Broker
November 2015 - Present · 10 yrs 2 mos
Intercarolina Financial Services, INC.
November 2015 - Present · 10 yrs 2 mos
Intercarolina Financial Services, INC.
June 2015 - Present · 10 yrs 7 mos
Previous Registrations
Pension Planning Solutions, INC.
July 2014 - June 2015 · 11 mos
CBIZ Retirement Plan Advisory Services
March 2010 - June 2014 · 4 yrs 3 mos
CBIZ Financial Solutions, INC. Broker
March 2001 - June 2014 · 13 yrs 3 mos
National Planning CorporationBroker
April 2000 - February 2001 · 10 mos
Intercarolina Financial Services, INC. Broker
April 1995 - March 2000 · 4 yrs 11 mos
Aetna Investment Services, INC.Broker
January 1995 - March 1998 · 3 yrs 2 mos
MML Investors Services, INC. Broker
June 1992 - December 1992 · 6 mos
MML Investors Services, INC. Broker
November 1984 - March 1992 · 7 yrs 4 mos
Massachusetts Mutual Life Insurance CompanyBroker
June 1984 - January 1988 · 3 yrs 7 mos
State Registrations32 states
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AdvisorBrokerBoth
Exams
No exam information available for this advisor.
Joseph Michael Meador - Financial Advisor | AdvisorDiscover