Fees are negotiated with each client and will not exceed 3% annually, paid quarterly. The amount of the fee may vary based upon factors at VIA IAR's discretion, including but not limited to, the amount of the original investment, if the client has accounts with an affiliated firm and if the client has additional accounts with VIA. Stock Put Writing and Stock Put Credit-Spread Option Programs have different fee structures, also negotiated, with potential performance fees. All accounts will pay processing charges of $0.25 per transaction.