Faith Investor Services offers a wrap fee program where clients pay a single fee covering investment advisory services and transaction costs. The maximum annual advisory fee is 1.60%, but specific fees may vary based on account size, portfolio complexity, and activity. Fees are billed quarterly in advance based on the average daily balance. The firm may charge reduced fees to employees and certain legacy client accounts. Note that investments in the FIS Christian Stock Fund (PRAY) or the FIS Knights of Columbus Global Belief ETF (KOCG) result in additional compensation to Faith Investor Services. Clients may also incur additional fees from custodians and other third parties. The firm requires a $100,000 minimum to open and maintain an advisory account, though this is negotiable.