Firm Information
Compensation
Fee-Only (AUM)Fixed/HourlyFirm Size
Compensation
Number of Advisors
Number of Clients
Average Client Portfolio
Assets Under Management
Fee Structure
AUM-Based Fees (Tiered)
| Assets Under Management | Annual Fee |
|---|---|
| Up to $1.5M | 1.00% |
| $1.5M - $3.0M | 0.80% |
| $3.0M - $5.0M | 0.60% |
| $5.0M - $7.0M | 0.55% |
| $7M+ | 0.45% |
The minimum fee may be negotiable under certain circumstances. Certain pre-existing investment management services clients may be on a different fee schedule.
Fee Estimator
Investment management fees are based on a percentage of assets under management. For financial planning, fees range from $2,500 to $50,000 as a fixed fee, or $300 per hour in limited circumstances. Specialized consulting services range from $30,000 to $100,000. A minimum annual fee of $15,000 applies to investment management services, but may be negotiable. Legacy clients may be on different fee schedules.
Areas of Practice
Advisor Information
Office location
4505 Wasatch Blvd., Suite #370, Slc, UT, 84124
Get directionsContact
Paul Nicholas WinterRegulatory History
No disclosures, customer disputes, or regulatory actions on file.
Disclosures include customer complaints, regulatory actions, and other events that advisors must report to the SEC. A clean record means none have been reported.
Learn about disclosures →Employment History
Current Registrations
Sax Wealth Advisors, LLC
Five Seasons Financial Planning LLC
State Registrations3 states
Exams
Additional Information
Prior to founding Five Seasons Financial Planning, Paul worked in the financial industry for eighteen years. For eleven of those years, he traded a variety of Money Market and Fixed Income securities for prominent Wall Street firms. Before offering his services to clients through Five Seasons, he was self-employed, trading stock-index futures and investing in individual stocks using proprietary screens and price targets. Paul has two business degrees that aid him in his financial pursuits. He graduated from Columbia University in New York City with an MBA, where his majors were Money and Financial Markets and Finance. While attending Columbia, Paul was named a Dean’s Scholar and was granted membership in the Beta Gamma Sigma honor society. He also graduated with Great Distinction and received a Bachelor of Commerce degree from McGill University in Montreal, where he majored in Accounting and MIS. He has been quoted on a variety of financial planning topics in the local and national media, including Fox 13 News, Business Week, Kiplinger's, Newsweek, the Salt Lake Tribune, TheStreet.com, the MSN Money website, Financial Planning magazine, Financial Advisor magazine, the Deseret Morning News, and InvestmentNews magazine. In addition, he has appeared as a guest expert on retirement planning for KUER FM 90's "Your Personal Economy" series.