SENSUS Wealth charges an investment advisory fee as a percentage of assets under management, not exceeding 3% per annum. The current management fee is 1.60%. Fees are billed quarterly in arrears. Certain clients pay different management fees than reflected in the tables. Fees are generally not negotiable. Clients are responsible for verifying fee computations with quarterly statements from the custodian. Clients also pay brokerage commissions, margin interest, transaction fees, and internal management fees charged by mutual funds and ETFs. Clients choosing to terminate the agreement will be refunded any unearned prepaid fees on a pro rata basis.