Raymond James offers various wrap fee programs where you pay an annual asset-based fee that includes advisory and brokerage services. Fees are negotiable and based on the relationship with the advisor. The standard fee schedule has asset-level breakpoints that reduce fees as the assets in your advisory account(s) rise. Employees may be offered reduced advisory fees. A separate Tax Overlay Service Fee is charged for accounts enrolled in that service. Please see the brochure for standard fee schedules.