Beacon Financial Advisory charges asset-based fees for portfolio management (wrap and non-wrap), retirement plan advisory, and fixed or hourly fees for financial planning. Wrap fees are up to 1.80%, non-wrap fees are up to 1.61%. Retirement plan creation fees range from $1,250 to $100,000. Financial planning fees range from $250 to $20,000, or $100-$300 hourly. Fees are negotiable. Clients are responsible for third-party fees in non-wrap accounts. There is no account minimum.