For IAR Directed Asset Management Services, clients pay an asset-based advisory fee up to 2% of the account balance, negotiable with IARs. Fees are calculated monthly or quarterly in advance. Financial planning fees are negotiable, charged hourly (up to $500/hour) or as a flat fee (up to $10,000). The amount of time to complete a plan is determined by the client’s goals, but under no circumstance shall exceed 25 hours. If the client implements the plan with the advisor, the planning fee will be waived if the advisor will compensated during implementation of the plan. Client will not pay more the $500 in advance.