Fees for investment management and pension administration services are based on a percentage of assets under management. The first $2 million is charged at 0.35%, the next $3 million at 0.30%, the next $5 million at 0.25%, and anything over $10 million at 0.20%. Fees can be negotiated based on factors such as account size and services provided. There is a minimum account size of $1,000,000 to participate in the wrap fee program.