UNest charges a wrap fee, called a 'Membership Fee,' for access to the platform and advisory services. For clients who registered on or after November 20, 2025, the fee is $2.00 per account per month (platform fee) plus 0.25% annually (management fee) calculated on the account's average daily market value and applied monthly. For example, an account with an average daily market value of $10,000 would incur approximately $4.08 in fees per month. Accounts opened on or after November 20, 2025 are subject to a $25 termination fee per account upon closure, except when the account beneficiary has reached the age of majority. There is no minimum account size, but the minimum initial and subsequent deposits are $25.00. UNest may assess an account maintenance fee of up to $25.00 for accounts with a balance of less than $25.00 that do not have an active subscription.