Mosher Financial Advisors charges fees for advice, either hourly ($60-$350/hour, planning typically $120-$350/hour) or as a flat project fee ($300-$5,000). Fees are billed in arrears, generally quarterly. Discounts may be available. Clients may also incur fees from custodians, brokers, or third-party money managers. Third-party money managers typically charge 0.6% to 2% annually.