Homestead Advisers employs several negotiable fee schedules based on assets under management and investment strategy. These include fees for equity SMAs (0.32% - 0.70%), fixed income SMAs (0.10% - 0.40%), plans (fixed income - cost reimbursable, equity - 0.20%), model portfolio program sponsors (0.35% to 0.65% for large value strategies), affiliate accounts (varying fees), and the Homestead Funds (0.40% - 0.85%). A private advisory client will not be charged an advisory fee for assets invested in Homestead Funds.