The annual investment management fee is negotiable but generally ranges from 1.25% to 0.15% based on AUM, with higher AUM resulting in lower fees. Financial planning services are automatically included at no additional cost for clients with assets exceeding $500,000. Fees are deducted from client accounts. Financial planning fees are directly invoiced to the client. Estate planning fees are $1,800 for creating a trust and $600 for updating a trust.