Investment advisory fees are based on the market value of assets under management, up to 2.99% annually. Clients may also pay a platform fee of up to 0.25% annually for wrap fee accounts, covering transaction fees and reporting. Additional fees may apply for third-party model providers or outside managers, potentially reaching up to 1% annually. Financial planning is billed hourly (up to $400/hour) or as a fixed engagement. Retirement plan advisory fees are up to 1% annually or a fixed rate.