Fees for financial planning are negotiated separately and are based on hourly rates: $60/hour for administrative staff, $300/hour for advisors not listed in Rate Type 2, and $450/hour for principals Benji Nunn or Alex Ellis. Non-discretionary advice includes a $125 annual retainer fee, plus the same hourly rates. Core Asset Allocation Fees are calculated monthly in arrears, based on the account's value. There is a minimum allocation fee of $100 per month. Accounts held at Schwab or Other Custodians are subject to a different fee structure than accounts custodied at GSCS.