You'll pay a quarterly fee based on the size of your account. This fee covers investment advice, portfolio administration, and brokerage services. The fee is calculated as a percentage of your assets, with rates decreasing as your account size increases. The financial advisor's fee, which is included in the Portfolio Fee, may be negotiable. Additional fees may apply for Tax and Values Overlay services. The fee schedule below does not include additional fees that may be incurred in connection with Tax and Values Overlay services. The amount of these fees will be disclosed in the client’s SIS to the extent the services have been selected by the client. The Wrap Program Fee ranges described below also may not include certain fees that apply in connection with the services provided by FIWA. These fees are described in further detail in FIWA’s Form ADV Part 2A.