Firm Information

Compensation
Fee-Only (AUM)Fixed/Hourly
Number of Advisors
20 advisors
Number of Clients
1,031 clients
Average Client Portfolio
$420K average
Assets Under Management
$433.0M

Fee Structure

Minimum Investment:$10K
Financial Planning:Included in AUM fee
Financial Plan Fee:$1,500 - $10,000
Hourly Rate:$150 - $500/hr

ECA's advisory fees may not exceed 2.25% of assets under management, with the specific amount depending on the financial advisor and program chosen. Managed Model Portfolios have an ECA administration fee of 0.25-0.75% and a financial advisor fee of 0.00-1.25%. Advisor Directed Managed Accounts have an ECA administration fee of 0.25% and a financial advisor fee of 0.00-1.75%. Self-Directed Brokerage Accounts have an advisory fee of 1.25% and an administrative services fee of 0.70%. Financial planning fees range from $1,500 to $10,000, depending on complexity. Hourly consulting fees range from $150 to $500 per hour.

Areas of Practice
Investment ManagementFinancial Planning & CoachingRetirement PlanningEstate PlanningTax PlanningHigh Net Worth
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Advisor Information

Office location

Murrieta, CA

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Regulatory History (2)
What are disclosures? Advisors must report customer complaints, regulatory actions, and certain legal or financial events to the SEC. Not all disclosures are serious—many are settled disputes or minor violations. Learn how to evaluate them.
Customer Dispute
June 2009
Settled
Customer Dispute
August 2008
Denied
Other Business ActivitiesSells Insurance

Chirho works for Chirho Financial Solutions as an insurance agent and financial advisor, selling fixed insurance and providing financial planning services. This is a full-time commitment.

Employment History
Current Registrations
Elevated Capital Advisors, LLC
November 2020 - Present · 5 yrs 2 mos
Previous Registrations
Regal Investment Advisors LLC
January 2015 - December 2020 · 5 yrs 11 mos
Bright Owl Investment Advisors
March 2014 - December 2014 · 9 mos
Regulus, LLCBroker
February 2014 - September 2020 · 6 yrs 7 mos
Centaurus Financial, INC.
August 2013 - February 2014 · 6 mos
Centaurus Financial, INC. Broker
July 2013 - February 2014 · 7 mos
Merrill Lynch, Pierce, Fenner & Smith Incorporated
March 2012 - July 2013 · 1 yr 4 mos
Merrill Lynch, Pierce, Fenner & Smith Incorporated Broker
March 2012 - July 2013 · 1 yr 4 mos
Bancwest Investment Services, INC. (bwis) and Bwis D/b/a Fhis
July 2011 - February 2012 · 7 mos
Bancwest Investment Services, INC.Broker
July 2011 - February 2012 · 7 mos
Chase Investment Services CORP.
May 2011 - July 2011 · 2 mos
Chase Investment Services CORP.Broker
May 2011 - July 2011 · 2 mos
Chase Investment Services CORP.
May 2009 - July 2010 · 1 yr 2 mos
Chase Investment Services CORP.Broker
May 2009 - July 2010 · 1 yr 2 mos
Wamu Investments, INC.
December 2008 - May 2009 · 5 mos
Wamu Investments, INC.Broker
May 2004 - May 2009 · 5 yrs
National Planning CorporationBroker
December 2003 - May 2004 · 5 mos
State Registrations2 states
CATX
Advisor
Exams
No exam information available for this advisor.
Chirho S Garcia - Financial Advisor | AdvisorDiscover