BPI's fees for continuous advisory services are negotiable but generally conform to the provided schedule. For fixed income, balanced, and equity accounts, the fee is 1.00% on the first $1,000,000. The fee decreases for higher asset values. There is a minimum annual fee of $500, billed as $125 per quarter. The fees include account management and securities order execution services, but do not cover sales loads or commissions on mutual funds or other investment-related products. Fees are payable quarterly in advance and are based on the account's asset value on the last business day of the previous calendar quarter.