VCM charges fixed annual fees for financial planning, ranging from $995 (Solo Plan) to $9,995 (Entrepreneur Elite Plan). Investment management fees are 1.00% annually, with a $250,000 minimum for Total Wealth Asset Management and a $10,000 minimum (or $500 monthly deposit) for Total Access Asset Management. Third-party asset management has a maximum fee of 0.75%. Portfolio Review Service fees range from $250 to $375. Retirement Plan Consulting fees are either flat (up to $10,000) or percentage-based (up to 1.00%), with a $1,500 minimum annual fee. Fees may be negotiable.