Clients in the wrap fee program pay a single annualized fee, based on a percentage of the market value of assets or a flat fee of $3,000, whichever they choose. The percentage-based fee can be 0.5%, 1.0%, 1.5%, or another mutually agreed-upon value, up to a maximum of 2.0% of assets under management, excluding program, product, custodial, or mutual fund fees. Financial planning is also offered on an hourly basis, ranging from $150 to $250 per hour, depending on the tasks or circumstances. Fees are negotiable for special situations. An initial deposit may be required.