For asset management, the maximum annual fee is 1.25%. Clients using a Third-Party Money Manager/SMA may pay up to 2.50% total. Financial planning and consulting are charged hourly (minimum $300) or flat fees ($4,000 to $25,000). Pension consulting fees are based on a percentage of Plan assets under management, not exceeding 0.60%. A minimum annual fee of $4,000 applies to Asset Management, Pension Consulting, and Financial Planning services, but may be waived.