SFA charges fees for wealth planning services, starting at $1,500, depending on the plan's complexity. Investment management fees are charged as a percentage of assets under management or as a fixed retainer, and are negotiable. Fees are billed quarterly in advance or arrears, or monthly in advance. SFA may also charge a fixed amount, billed in arrears or advance. Clients may terminate the agreement at any time, with a pro-rated refund of unearned fees. SFA does not state a minimum annual fee for AUM-based clients.