RFG Advisory's fees are based on a percentage of the market value of assets, up to 2.35% annually. Fees are billed quarterly in advance. The advisory fee can include the Financial Advisor's fee, the RFG annual platform fee (up to 0.50%), a strategist fee (0%-1.0%), and a third-party investment manager's platform fee, if applicable. RFG Advisory also charges a $12.50 non-refundable quarterly Account Service Fee deducted from Client accounts held at Fidelity, and Schwab.