The maximum annual advisory fee is 2.00% of assets under management. A $150 annual minimum management fee is assessed on all accounts, which may equate to more than 2% for accounts under $7,500. All accounts are also assessed a $50 annual administrative and technology fee (ATF). Fees are collected either monthly or quarterly, in arrears or in advance. Financial planning services are charged through a fixed or hourly arrangement, with hourly fees ranging from $100 to $500 per hour and fixed fees ranging from $100 to $5,000. The minimum account value is $5,000.