Investment advisory fees range from 0.50% to 2.0% annually, charged quarterly in advance, and are negotiable. These fees are based on the account value. Clients may also pay custodial/broker-dealer fees, transaction fees, and internal fees charged by mutual funds or ETFs. Financial planning and advice are offered on an hourly or flat fee basis, as agreed upon by both parties. Trustee services are offered by David Holland or Steve Tacinelli, with fees for trust assets under management set at 1% annually, starting in the second quarter of 2025, but are negotiable.