RJFSA offers wrap fee programs where you pay a single asset-based fee for advisory and brokerage services. This fee includes compensation to RJFSA, your IAR, RJFS, and RJA. The maximum advisory fee for the Ambassador Account program is 2.25%. Other fees may be applicable. Accounts below the minimum may be accepted based on individual circumstances. Please refer to the 'Additional Expenses' section for more details.