AFA charges an advisory fee at an effective annual rate of 0.30% - 0.50% for the Alight IRA managed account services, based on the average daily net assets. This fee covers investment management, advisory, custodial, transaction, retirement planning, education, support, and administration costs. Investments in mutual funds and ETFs are subject to additional fees disclosed in their prospectuses. Non-advisory account fees, such as account closing fees ($95), paper statement fees ($5), and outgoing wire fees ($25), may also apply.