Investment advisory fees are based on a percentage of assets under management: 1.00% for accounts up to $999,999 and 0.75% for accounts of $1,000,000 and above. Comprehensive financial planning has an upfront charge of $1,000-$3,500 and a monthly fee of $75-$800, depending on complexity. Fixed-fee financial planning ranges from $0-$3,500 for individuals and $0-$5,500 for businesses, plus $30-$1,000 per employee receiving service. Courses range from $15-$300. All fees are negotiable.