JC
CFA

Joseph Cerqua

2 Years of Experience

Firm Information

Compensation
Fee-Only (AUM)Fixed/Hourly
Number of Advisors
40 advisors
Number of Clients
7,702 clients
Average Client Portfolio
$392K average
Assets Under Management
$3.0B

Fee Structure

Minimum Investment:$10K
Financial Plan Fee:$3,000
Hourly Rate:$250 - $500/hr

Sage Rutty offers various programs with different fee structures. Financial planning fees are either a fixed $3,000 for a comprehensive plan or hourly rates ranging from $250 to $500. Wrap fee programs include management, performance reporting, and transaction fees. QRP program fees range from 0.05% to 1.00% of the account value, with an annual minimum fee of $250 to $1,000. Other program fees are listed as a percentage of assets under management. Fees may be negotiable based on account size and services provided.

Areas of Practice
Investment ManagementRetirement PlanningTax PlanningEstate Planning
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Advisor Information

Office location

100 Corporate Woods, Suite 300, Rochester, NY, 14623

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Regulatory History
Clean regulatory record

No disclosures, customer disputes, or regulatory actions on file.

Disclosures include customer complaints, regulatory actions, and other events that advisors must report to the SEC. A clean record means none have been reported.

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Employment History
Current Registrations
Sage, Rutty & Co., INC.
September 2024 - Present · 1 yr 4 mos
Previous Registrations
Elmwood Income Partners LLC
November 2021 - April 2023 · 1 yr 5 mos
State Registrations1 state
NY
Advisor
Exams
No exam information available for this advisor.