For equity and balanced accounts, the annual fee is 1.20% on the first $500,000, 1.00% on the next $500,000, and 0.80% above $1,000,000. For fixed income-only accounts, the annual fee is 0.50% on any amount. For ETF-only accounts, the annual fee is 0.80% on any amount. The minimum quarterly fee is $1500 for equity/balanced accounts and $1250 for fixed income-only accounts. Financial planning for clients with accounts of $150,000 or less is a fixed fee of $3,000, payable in two installments. Certain legacy clients and clients with larger accounts may receive financial planning at no additional cost. Fees may be negotiable under certain circumstances.