Investment management fees do not exceed 3% per year of assets under management, and may be negotiable based on account size and service complexity. There is a minimum annual fee, not to exceed $5,000. Clients can terminate the advisory relationship with two weeks' written notice, with fees prorated accordingly. Clients are responsible for paying fees associated with investing, such as mutual fund loads, ETF management fees, and brokerage costs. Pontera services charge TMFG for assets held away.