Fees are negotiable and can vary between Advisory Representatives. For asset management, fees are based on a percentage of assets managed, with a maximum of 2.75% on the first $5,000,000 and 1.00% on amounts over $5,000,000. Clients also pay custodian transaction charges. Financial planning fees are either fixed (up to $5,000) or hourly ($300/hour). UK pension transfer services have initial fees (up to 3.0% of assets transferred) and ongoing annual fees (up to 1.50%). Additional fees may apply for discretionary fund managers, investment platforms, and trustees.