DAIC charges a Program Fee of 0.25% of the average daily net asset value for both the Standard and Custom programs. Financial advisors may charge an additional Advisory Fee up to 2.0% annually. For the Custom Program, qualified clients may opt for a performance-based fee. Accounts below minimums ($5,000/$10,000 for Standard, $25,000/$50,000 for Custom) incur annual fees. Custodial fees may apply. DTC receives fees from banks participating in the Bank Program.