The standard advisory fee is calculated as a percentage of the market value of assets in your household accounts. Fees may vary and are negotiable, but will not exceed the standard schedule. If financial planning is provided separately, the fee is generally based on the estimated amount of time required multiplied by a negotiated hourly rate of generally between $200 and $300. As circumstances warrant an hourly rate may be less than $200 or more than $300. Payment is generally 50% in advance and the balance upon completion. For clients that invest specifically in treasuries, those fees are separately negotiated but will in no event exceed the standard fee schedule.