Comprehensive planning fees are either a negotiated flat fee ($500 to $200,000 annually or quarterly) or an ongoing fee (up to 0.50% annually, charged quarterly in advance) on assets under management, with a $250,000 minimum account. Modular plans have a minimum fee of $1,000. Investment management fees are a maximum of 2.00% annually, charged quarterly in advance. Cash management accounts are charged 0.20% annually. A minimum initial investment of $50,000 is generally required.