Heritage charges a tiered annual fee based on the aggregate value of managed accounts within a household. The fee schedule is 1.00% on the first $2,500,000, decreasing to 0.30% for amounts greater than $25,000,000. For Heritage Generations Group clients with assets at Betterment, the fee is 0.75%. Fees are payable quarterly in advance, except for Betterment clients where fees are paid in arrears. Clients also pay transaction fees, custodial fees, and internal fund expenses. Fees may be negotiable in limited circumstances.