Creative Money, LLC offers financial planning services on a fixed fee basis, determined by the complexity of the situation and the client's needs. Fees are negotiable. Plan Update fees range from $1,350 to $2,000. Strategy Session fees range from $2,000 to $4,000. The hourly rate is $425, or $500 if working directly with Mindy Crary. Half of the fixed fee is due at the beginning of the process, and the remainder is due upon completion. CM will not bill an amount above $500 more than 6 months in advance. Any fee paid in advance will be refunded to the extent work was not completed.