Investment management fees are based on a percentage of assets under management. For accounts not held at American Funds Service Company, fees range from 1.25% on assets less than $250,000, down to 0.50% on assets over $5,000,001. For accounts held at American Funds Service Company, the annual fee is 0.5%. The firm may receive referral fees from third-party investment advisors. Retirement plan services are offered with fees ranging from 0.25% to 0.75% of plan assets or at an hourly rate of up to $250 per hour.