JM
CFP
Firm Information
Compensation
Fee-Only (AUM)Fixed/Hourly
Number of Advisors
29 advisors
Number of Clients
4,185 clients
Average Client Portfolio
$715K average
Assets Under Management
$3.0B
Fee Structure
AUM-Based Fees (Tiered)
| Assets Under Management | Annual Fee |
|---|---|
| Up to $1.0M | 1.25% |
| $1.0M - $3.0M | 1.00% |
| $3.0M - $4.0M | 0.90% |
| $4.0M - $5.0M | 0.80% |
| $5.0M - $6.0M | 0.70% |
| $6.0M - $7.0M | 0.60% |
| $7.0M - $8.0M | 0.50% |
| $8.0M - $9.0M | 0.40% |
| $9.0M - $10.0M | 0.30% |
| $10.0M - $11.0M | 0.20% |
| $11.0M - $12.0M | 0.20% |
| $12.0M - $13.0M | 0.20% |
| $13.0M - $14.0M | 0.20% |
| $14.0M - $15.0M | 0.20% |
| $15M+ | 0.20% |
Above $15,000,000 fees are negotiable.
Fee Estimator
Your Portfolio Value
$500K
$0$500K$1M$5M$20M
Estimated Annual Fee
—
Financial Plan Fee:$1,000 - $10,000
Hourly Rate:$100 - $250/hr
XML charges fees based on a percentage of assets under management, hourly rates, or fixed fees. The annual asset-based management fee is negotiable and varies depending on account size, complexity, and service needs. Financial planning and advisory consulting fees range from $1,000 to $10,000 annually. Hourly fees range from $100 to $250 per hour. Note: For XML employees and their family the XML asset management fee is typically either lower or waived.
Areas of Practice
Retirement PlanningInsurance PlanningTax PlanningInvestment Management
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Advisor Information
Office location
6901 Rockledge Drive, Suite 730, Bethesda, MD, 20817
Get directionsRegulatory History (1)
What are disclosures? Advisors must report customer complaints, regulatory actions, and certain legal or financial events to the SEC. Not all disclosures are serious—many are settled disputes or minor violations. Learn how to evaluate them.
Customer Dispute
November 2008Closed-No Action
Employment History
Current Registrations
Xml Financial Group
February 2019 - Present · 6 yrs 11 mos
Xml Securities
June 2008 - Present · 17 yrs 7 mos
Xml SecuritiesBroker
June 2008 - Present · 17 yrs 7 mos
Previous Registrations
Lara, May & Associates, LLC
January 2008 - February 2019 · 11 yrs 1 mo
Lara, Shull & May, Ltd.
August 1999 - December 2007 · 8 yrs 4 mos
Lara, Shull & May, LtdBroker
February 1992 - June 2008 · 16 yrs 4 mos
Manna Financial Services CorporationBroker
November 1980 - March 1992 · 11 yrs 4 mos
Derand Investment Corporation of AmericaBroker
October 1979 - December 1980 · 1 yr 2 mos
State Registrations21 states
CACTDCDEFLGAILLAMDMENCNJNYORPASCTXVAWAWIWV
AdvisorBrokerBoth
Exams
No exam information available for this advisor.