Primerica Advisors
Assets Under Management
$11.2B
Number of Clients
54,384
Number of Advisors
3529
Average Client AUM
$205K
AUM per Advisor
$3.2M
Compensation
Fee-Only (AUM)
About This Firm
Primerica Advisors provides advisory services through its Lifetime Investment Program. They evaluate and oversee unaffiliated asset managers who create and manage investment strategies. Clients pay an annual wrap fee for these services, which include access to strategic and tactical models with varying risk profiles. Primerica uses third-party service providers like Pershing and BNY Mellon Advisors to support its obligations under the Program.
Fee Structure
AUM-Based Fees (Tiered)
| Assets Under Management | Annual Fee |
|---|---|
| Up to $250K | 2.24% |
| $250K - $500K | 2.21% |
| $500K - $1.0M | 2.02% |
| $1.0M - $3.0M | 1.88% |
| $3.0M - $5.0M | 1.70% |
| $5.0M - $10.0M | 1.55% |
| $10.0M - $15.0M | 1.45% |
| $15.0M - $25.0M | 1.20% |
| $25M+ | 1.10% |
The Advisory fee is negotiable.
Fee Estimator
You'll pay an annual wrap fee that covers advisory services, program administration, custody, and brokerage. This fee is calculated as a percentage of your account value, and is broken down into three components: an advisory fee (negotiable), a program fee (non-negotiable), and an asset manager fee (ranges from 0.00% to 0.50% depending on the models selected). The advisory fee is negotiable between you and your advisor. The program offers opportunities to reduce the annual wrap fee through negotiated advisory fees, tiered fee schedules, and billing groups. A reduced annual wrap fee of 0.10% applies to Program Accounts allocated entirely to cash.
Areas of Practice
Location
1 Primerica Parkway, Duluth, GA, 30099-0001