Paul Winkler, INC.

The firm charges a $500 non-negotiable fee for the Investor Education Program, which includes a workshop and financial plan development. This fee may be waived or reduced at the firm's discretion. Wealth planning fees range from $2,500 to $10,000 for the initial engagement. If you implement investment recommendations through an investment manager recommended by PWI, you may participate in ongoing educational workshops at no additional cost. The Third Party Asset Manager (TPAM) will charge an annual percentage-based fee of up to 1.00% per annum. The total of fees charged by PWI and the TPAM shall not exceed 2.0% of assets under management per year. Clients who invest in Matson Funds through different co-advisers may pay higher or lower fees to their co-adviser than other investors in the same funds. Clients pay fees generally in line with the following representative fee schedule: First $500,000: 1.00% Next $500,000: 0.50% Next $3,000,000: 0.40% Next $4,000,000 and over: 0.25% These fees may be waived or reduced in the Firm’s sole discretion. Since each office sets its own fee schedule, some Clients may pay lower fees than the fees stated above for the same services. Also, some accounts may be under historically different fee arrangements than the representative fee schedule set forth above.