Fees for managed accounts and RBC programs range from 0.50% to 3% per year, based on assets and paid quarterly in advance. The fee schedule is negotiable. There is a minimum fee of $125 annually for RBC Program accounts. Financial planning fees are based on the complexity of the plan and service desired, quoted before the contract. Hourly advice is available at $200/hour. A minimum of $250,000 of assets under management is required for advice provided on accounts held outside the firm, including retirement plans; this account size may be negotiable.