DB

David Richard Bernier

28 Years of Experience

Firm Information

Compensation
Fee-Only (AUM)Fixed/Hourly
Number of Advisors
23 advisors
Number of Clients
363 clients
Average Client Portfolio
$102.6M average
Assets Under Management
$37.3B

Fee Structure

Financial Planning:Investment management only

Fees for unaffiliated clients are negotiable, ranging from 0.10% to 1.00% annually based on the market value of assets managed. The level of fees depends on the engagement, account size, asset composition, and client preferences. Fees are billed monthly or quarterly in arrears and are typically non-refundable. Clients are responsible for custodial fees, brokerage expenses, and investment-related costs.

Areas of Practice
Investment ManagementRetirement Planning
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Advisor Information

Office location

Lansing, MI

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Regulatory History
Clean regulatory record

No disclosures, customer disputes, or regulatory actions on file.

Disclosures include customer complaints, regulatory actions, and other events that advisors must report to the SEC. A clean record means none have been reported.

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Employment History
Current Registrations
Trustage Investment Management
December 2020 - Present · 5 yrs 1 mo
CUNA Brokerage Services, INC.
September 2016 - Present · 9 yrs 4 mos
CUNA Brokerage Services, INC.Broker
September 2016 - Present · 9 yrs 4 mos
Previous Registrations
CUNA Brokerage Services, INC.
December 2020 - March 2023 · 2 yrs 3 mos
Icma-Rc Services, LLCBroker
October 2008 - December 2009 · 1 yr 2 mos
CUNA Brokerage Services, INC.Broker
January 2005 - September 2008 · 3 yrs 8 mos
Fort Washington Brokerage Services, INC. Broker
June 2003 - January 2005 · 1 yr 7 mos
Edward Jones Broker
November 2000 - June 2003 · 2 yrs 7 mos
Old Kent Financial AdvisorsBroker
July 1999 - November 2000 · 1 yr 4 mos
Sii Investments, INC.Broker
January 1999 - July 1999 · 6 mos
Capital Brokerage CorporationBroker
June 1996 - January 1999 · 2 yrs 7 mos
Locust Street Securities, INC.Broker
November 1995 - May 1996 · 6 mos
Gna Securities, INC.Broker
September 1990 - October 1995 · 5 yrs 1 mo
Metlife Securities INC.Broker
March 1989 - June 1989 · 3 mos
Metropolitan Life Insurance CompanyBroker
March 1989 - June 1989 · 3 mos
State Registrations51 states
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AdvisorBrokerBoth
Exams
No exam information available for this advisor.
David Richard Bernier - Financial Advisor | AdvisorDiscover