HS
CFP

Howard Jeffrey Spivack

36 Years of Experience

Firm Information

Compensation
Fee-Only (AUM)Fixed/Hourly
Number of Advisors
9176 advisors
Number of Clients
574,829 clients
Average Client Portfolio
$348K average
Assets Under Management
$200.3B

Fee Structure

Minimum Investment:$5.5K
Financial Plan Fee:Up to $25,000
Hourly Rate:$50 - $750/hr

Osaic Wealth, Inc. offers financial planning and consulting services charged on an hourly fee (ranging from $50 to $750 per hour) or fixed fee (up to $25,000), depending on the complexity of the situation. These fees are negotiable. Each Advisory Representative negotiates their own account fee schedule. Mutual funds and ETFs invested in the account have their own internal fees which are separate and distinct from the program account fees.

Areas of Practice
Retirement PlanningEducation PlanningEstate PlanningInvestment ManagementFinancial Planning & Coaching
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Advisor Information

Office location

31 State Route 12, Flemington, NJ, 08822

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Regulatory History (1)
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Regulatory
January 2022
Final
Other Business Activities

Howard is a CFP instructor, dedicating about 10% of his time to this role. He also works full-time as the Director of Financial Planning at Prestige Wealth Management and owns a woodworking business, Les Spiffy Stylos, spending a few hours per week on it.

Employment History
Current Registrations
Osaic Wealth, INC. Broker
August 2024 - Present · 1 yr 5 mos
Prestige Wealth Management Group, LLC
May 2024 - Present · 1 yr 8 mos
Previous Registrations
Triad Advisors LLCBroker
April 2024 - August 2024 · 4 mos
Citizens Securities, INC. Broker
February 2022 - April 2024 · 2 yrs 2 mos
Citizens Securities, INC.
November 2021 - April 2024 · 2 yrs 5 mos
Makefield Wealth Management LLC
January 2020 - December 2021 · 1 yr 11 mos
MML Investors Services, LLC
May 2017 - April 2019 · 1 yr 11 mos
MML Investors Services, LLC Broker
May 2017 - April 2019 · 1 yr 11 mos
Vanguard Marketing CorporationBroker
July 2016 - April 2017 · 9 mos
Vanguard Advisers INC
July 2016 - April 2017 · 9 mos
Janney Montgomery Scott LLC
August 2008 - October 2015 · 7 yrs 2 mos
Janney Montgomery Scott LLC Broker
August 2008 - October 2015 · 7 yrs 2 mos
Stifel, Nicolaus & Company, Incorporated
August 2007 - July 2008 · 11 mos
Stifel, Nicolaus & Company, Incorporated Broker
August 2007 - July 2008 · 11 mos
Ryan Beck & CO.
August 2005 - August 2007 · 2 yrs
Ryan Beck & CO.Broker
April 2002 - August 2007 · 5 yrs 4 mos
Gruntal & Co., L.L.C.Broker
May 1997 - May 2002 · 5 yrs
Merrill Lynch, Pierce, Fenner & Smith Incorporated Broker
January 1996 - August 1997 · 1 yr 7 mos
Wheat, First Securities, INC.Broker
August 1991 - October 1995 · 4 yrs 2 mos
Wheat, First Securities, INC.Broker
January 1990 - July 1991 · 1 yr 6 mos
W. H. Newbold's Son & Co./hopper Soliday & Co., INC.Broker
September 1989 - January 1990 · 4 mos
Butcher & Singer INC.Broker
October 1987 - October 1989 · 2 yrs
State Registrations2 states
NJPA
AdvisorBrokerBoth
Exams
No exam information available for this advisor.