Clients who select the Wrap Fee Option pay a single, all-inclusive fee. The fee ranges from 0.25% to 2.00%. Fees are negotiable at the sole discretion of the Advisor and vary depending upon the complexity of the client situation, scope of the services provided, and experience and expertise of the IAR. Clients should note that the same or similar services to those described above may be available elsewhere at a lower cost to the client.