UIM provides discretionary and non-discretionary investment advisory services to individuals, high net worth individuals, institutions, and trusts. Fees for investment advisory services are generally based upon the client's assets under management and are billed quarterly in advance. Annual fees are as follows: First $2,000,000 1.75%, $2,000,001 - $3,000,000 1.50%, $3,000,001 - $4,000,000 1.25 %, Over $4,000,001 1.00%. UIM may, at its sole discretion and under special circumstances, negotiate its fee. The minimum asset size for a new account is $100,000 for Individual Accounts and $250,000 for Institutional Accounts. However, at its sole discretion, UIM may accept an account with an asset size less than these levels.