Investment management fees are based on a percentage of assets under management and are negotiable up to 2% per annum. Financial planning fees are charged on a retainer basis, up to $1,200 billed in advance, or as a flat fee up to $10,000, with $5,000 paid in advance. Lower rates for both asset management and financial planning are negotiable if a client elects to receive both from us. Performance-based fees are also available for qualified clients, subject to a minimum annual fee of $5,000.