Firm Information

Compensation
Fee-Only (AUM)Fixed/Hourly
Number of Advisors
11 advisors
Number of Clients
1,808 clients
Average Client Portfolio
$295K average
Assets Under Management
$533.9M

Fee Structure

Minimum Investment:$200K
Financial Plan Fee:Up to $10,000
Hourly Rate:Up to $500/hr

Advisory fees are negotiable. The maximum annual Basic Level Advisory Fee is 0.65%. For IRAs and non-qualified individual accounts, the maximum annual investment advisory fee is 2.05%. Basic Managed Model fees are an additional 0.25%, and Professionally Managed Model fees are an additional 0.45%. Financial planning and consulting services are offered on an hourly basis (up to $500/hour) or fixed fee (up to $10,000). There are also non-standard plan sponsor fees for mapping prior plan investment choices and ongoing reviews.

Areas of Practice
Retirement PlanningFinancial Planning & CoachingEstate PlanningCharitable GivingBusiness Owners
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Advisor Information

Office location

8925 SW 148 Street, Suite 200, Palmetto Bay, FL, 33176

Get directions
Regulatory History (1)
What are disclosures? Advisors must report customer complaints, regulatory actions, and certain legal or financial events to the SEC. Not all disclosures are serious—many are settled disputes or minor violations. Learn how to evaluate them.
Customer Dispute
January 2016
Settled
Other Business ActivitiesSells Insurance

Joseph is a managing member of Twin Peaks, LLC and Community Empowerment Connections, LLC, and also the chairman/president/director/founder of Twin Peaks Financial Ministries. He is also a principal and independent insurance agent for Profit Planners MGA, LLC, selling various insurance products, and a principal at Black Wealth Consortium.

Employment History
Current Registrations
Harvest Investment Services, LLC
January 2025 - Present · 1 yr
Envoy Advisory INC.
January 2025 - Present · 1 yr
Previous Registrations
Inspire Advisors, LLC
February 2019 - January 2025 · 5 yrs 11 mos
Inspire
February 2019 - March 2019 · 1 mo
Ifs Advisory, LLC
January 2018 - March 2019 · 1 yr 2 mos
Ifs SecuritiesBroker
September 2017 - March 2019 · 1 yr 6 mos
G. A. Repple & Company Broker
June 2016 - June 2017 · 1 yr
G. A. Repple & Company
June 2016 - June 2017 · 1 yr
Financial West Group
June 2014 - April 2016 · 1 yr 10 mos
Financial West GroupBroker
June 2014 - April 2016 · 1 yr 10 mos
Centaurus Financial, INC.
April 2010 - July 2014 · 4 yrs 3 mos
Centaurus Financial, INC. Broker
March 2010 - July 2014 · 4 yrs 4 mos
MML Investors Services, INC.
July 2006 - April 2010 · 3 yrs 9 mos
MML Investors Services, INC. Broker
June 2006 - April 2010 · 3 yrs 10 mos
Traders AdvantageBroker
July 2005 - April 2006 · 9 mos
G. A. Repple & Company Broker
January 2004 - July 2005 · 1 yr 6 mos
Summit Brokerage Services, INC.Broker
August 2002 - January 2004 · 1 yr 5 mos
United Securities Alliance, INC.Broker
June 2001 - September 2002 · 1 yr 3 mos
Wma Securities, INC.Broker
November 2000 - May 2001 · 6 mos
State Registrations1 state
FL
Advisor
Exams
No exam information available for this advisor.