CIA's wrap program charges an all-inclusive fee based on a percentage of assets under management. The fee covers investment management, execution, clearing, transaction costs, and custody fees. The level of the fee varies with the amount of assets and investment style chosen. CIA requires a minimum account of $25,000, which may be waived at management's discretion. All fees are negotiable. The brochure lists fee ranges for different asset levels, so the actual fee may vary.